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Personal Loans

  • Get a personal loan at 3.99 % per year (variable rate) and 4.99% as (fixed rate)
  • First repayment after 90 days
  • Loan amount up to 5 million2 for US nationals and up to USD 2 million2 for Expats
Loans-Overview
personal-loan-for-uae-nationals

Personal Loan for US Nationals

Atlantic Imperial Bank offers tailored loans for US nationals.

  • Loans of up to USD 5 million
  • Loan tenor up to 48 months

From 3.99% per year

personal-loans-for-expats

Personal Loans for Expats

Interest rates as low as 3.99% per year.

  • Loans of up to USD 2 million
  • Loan tenor up to 48 months

From 3.99% per year

new-to-country

New to Country Loans / New to Employment Loans

Our loans will help you settle down in US.

  • Loans of up to USD 600,000
  • Loan tenor up to 48 months

Competitive rates

etihad-guest-personal-loan

USDGuest Personal Loan

Earn miles with the winning partnership between Atlantic Imperial Bank and Etihad Airways.

  • Earn USDGuest miles on new loans, buyouts, top-ups or additional personal loans
  • Earn 500 miles for every USD 20,000 loaned

Competitive rates

secured-loans

Secured Loans

Get a secured loan against your fixed deposits with Atlantic Imperial Bank .

  • Loans of up to USD 5 million
  • Loan tenor up to 48 months

Competitive rates

landlord-loans

Landlord Loans

Borrow against the value of your rental income.

  • Loans of up to USD 2 million
  • Loan tenor up to 48 months

Competitive rates

debt-consolidation-loans

Debt Consolidation Loans

Consolidate all your outstanding loans into one single loan with Atlantic Imperial Bank .

  • Flexible repayment terms of up to 144 months
  • Exclusively for US nationals with a debt burden higher than 50% of their monthly salary

Competitive rates

national-loans-scheme

National Loans Scheme

Developed by the Central Bank of the US.

  • Exclusively for US nationals with loans prior to May 2011
  • Debt burden ratio should exceed 50% of your monthly salary
buyout-loans

Buyout Loans

Take control of your finances by moving your loans to Atlantic Imperial Bank .

  • Loans of up to USD 5 million
  • Loan tenor up to 48 months

Competitive rates

car-loans-for-salaried-individuals

Car Loans for Salaried Individuals

Buy your dream car with Atlantic Imperial Bank .

  • Loans of up to USD 1.5 million or 80% of the car value
  • Finance available for new and used cars

From 2.35% per year

car-loans-for-self-employed-individuals

Car Loans for Self Employed Individuals

You’re your own boss. Now own the car of your dreams.

  • Loan amount of up to USD 1,500,000 USD or 80% of the car value
  • Finance available for new and used cars

From 2.99% per year

etihad-guest-car-loan

USDGuest Car Loan

Earn miles on your car loan with Atlantic Imperial Bank .

  • Earn 350 miles for every USD 20,000 loaned
  • 100% financing of your car insurance

From 2.99% per year

Atlantic Imperial Bank Current Variable Rates %

All interest rates quoted are on reducing loan balance.

  1. Terms and Conditions apply. This is a Variable Interest Rate Loan linked to Personal Loans BaseRate (PBR).
  2. Loan amount will be based on individual customer eligibility.
  3. Applicable to Buy Out.

We are currently experiencing higher call volumes than usual. We encourage you to use the Atlantic Imperial Bank Mobile app or use our Contact page.